Never been stung (yet?) myself either, but I am very very cautious with what I do online. I don't do ANY financial transactions online other than purchasing, and there are only 2 places at which I will do any purchasing, one of them being Amazon, the other iTunes (for son's iPod, so that was only a few times, and now no more since he's moved out). I've not gotten any of those emails that I've heard about, re: paypal and other accounts, but I guess it's because I don't have one! heehee I've gotten some of the nigerian scam mails and don't even bother to open them, I have my settings to include OODLES of things to get automatically bounced and trashed and blocked, for example: If the "from" line has the words work from home , automatically bounce to sender and block sender", stuff like that, so most of the time I don't even see the crap. I have the fullest Norton package that I could find, including spam monitoring, internet security et al, up to date and run everything available on it about 3 times a week. I run AdAware and Spybot 2-3 times a week... what else...?? Oh, I get the Snopes letter regularaly and another from Scambusters as well, to keep up to date on what to look out for. Oh yeah, and I do clean out my temp folders and cache and all that crap once or twice a week too. Oh, and Live Update with Norton, of course!! heehee What's the point of having it if you're not gonna do the Live Update!? And I never ever ever open any email if I don't recognize the sender... so if any of you ever send me an email, please make sure the subject line identifies you!! heh heh

Oh yeah, one last thing; I never use any computer other than my own!!